London, UK / April 2, 2026 — ZEN.COM has officially launched in the United Kingdom, bringing its global payment ecosystem to British consumers and businesses. The company, which holds regulatory licenses across the European Economic Area and now the UK, offers a two-sided platform that goes beyond standard transaction processing — turning every payment into an experience that delivers real, measurable value for both the buyer and the seller.
The UK launch follows ZEN.COM’s steady expansion across 32 markets since its commercial debut in November 2020. The company’s UK entity, ZEN-UK Limited, is registered at 344-354 Gray’s Inn Road, London, and operates under UK regulatory oversight following a 2024 license. Rather than rushing to market, ZEN.COM spent the preceding period building the compliance architecture and safeguarding arrangements that enable it to operate sustainably within one of the world’s most heavily regulated financial environments.
What ZEN.COM brings to the UK market is a platform that serves two distinct audiences at once. Consumers gain access to a multi-currency account, a ZEN Mastercard, instant cashback from a network of over 700 merchants, and ZEN Care — the company’s purchase protection feature that covers eligible transactions against damage, theft, and non-delivery.
Businesses, meanwhile, receive a payment gateway that supports more than 20 payment methods, local payment options, and the multi-currency infrastructure needed to accept payments from customers anywhere in the world.
The result is a network where growth on the consumer side drives growth on the merchant side, and vice versa — a two-sided dynamic that strengthens the entire platform with every new user. “We combine payments, competitive exchange rates, purchase protection, and price benefits in a single ecosystem. We don’t believe that financial innovation today means adding more features. The key is simplifying the user experience,” said Michał Bogusławski, who leads ZEN.COM’s European operations.
The numbers behind ZEN.COM’s rise reinforce the weight of that statement. Since launching commercially in 2020, the company has grown to over 1.5 million active individual customers and more than 10,000 business clients. Group revenues surpassed EUR 115 million in 2025, with double-digit year-on-year growth maintained throughout the period. Card transaction volumes in December 2025 were double what they were at the start of 2024 — a pace of growth that places ZEN.COM among the fastest-scaling payment providers in Europe.
The company also holds the position of the largest independent electronic money institution in Lithuania by revenue, with nearly 17% of all private EMI sector revenues in Q3 2025. ZEN.COM is a principal member of both Visa and Mastercard, meaning it issues cards and processes payments without relying on intermediaries — a structural advantage that gives it greater control over costs, speed, and product quality.
UK consumers can access ZEN.COM’s services directly through the company’s app and website at zen.com. The platform is available to individuals who want a smarter way to manage everyday spending across currencies, earn cashback on purchases, and protect their transactions through ZEN Care. Businesses seeking to accept payments across multiple markets can apply for access to ZEN.COM’s payment gateway through the same platform. The company’s services are available to customers across the UK, with no geographic restrictions. Availability of specific features may be subject to standard identity verification and regulatory onboarding requirements.
About ZEN.COM
ZEN.COM is a global payment ecosystem that connects consumers and businesses across 32 markets. Founded in 2018 and commercially launched in November 2020, the company holds regulatory licenses across the European Economic Area, the United Kingdom, and Singapore, and is a principal member of both Visa and Mastercard. Since launch, ZEN.COM has grown to serve over 1.5 million active individual customers and more than 10,000 business clients, issued over one million payment cards, and processed billions in transaction volume globally.
ZEN.COM is rated on Trustpilot and ranks as the No. 1 independent electronic money institution in Lithuania by revenue. The company received a Special Award at the ECOM Inspiration Awards 2026 and has established an international Supervisory Board to guide its global expansion strategy. With sustained double-digit year-on-year revenue growth and a stated goal of achieving a tenfold increase in its customer base over the next five years, ZEN.COM is building toward becoming one of the defining payment platforms of the decade.
Contact Information
Contact Person’s Name: Marta Tyszerm
Company: ZEN.COM
Company Website: www.zen.com
Email Address: [email protected]
Location: London, UK
